Sun Life Granite Solutions takes the guesswork out of portfolio creation. They deliver broad diversification through a multi-manager and risk-adjusted approach for long-term investors.
Sun Life Granite Target Date Funds
The Granite Target Date Funds are designed to guide plan members throughout their retirement savings journey. There are three distinct options, all managed by the same experienced Canadian Multi-Asset Solutions team, all optimized for plan member retirement readiness, and all using a consistent investment process:
Sun Life Granite Target Date Funds
Our flagship solution with the broadest diversification, using an open architecture approach that incorporates the best investment ideas of the Multi-Asset Solutions Team. Primarily actively managed, the Granite Target Date Funds can invest in any asset class, any region, any manager, and any investment style.
Sun Life Granite Index+ Target Date Funds
The latest addition to the suite of Granite Target Date Funds. These solutions use the same open architecture approach and the same glidepath as the flagship Granite Target Date Funds, however are mainly passively managed. Focused on simplicity and smart diversification, passive strategies, combined with private market access, help to achieve broad diversification at a competitive fee.
Sun Life Granite Multi-Risk Target Date Funds
Offers a choice of risk level within each target retirement year/vintage to better match plan members’ risk preferences. Choose from three glidepaths: Conservative, Moderate, and Aggressive.
Designed to meet varying risk profiles, as the equity exposure increases, so does the level of risk – but also the return potential.
| Conservative | Moderate |
Balanced |
Growth |
Aggressive |
|---|---|---|---|---|
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Strategic allocation: 35% Equity |
Strategic allocation: 50% Equity |
Strategic allocation: 60% Equity |
Strategic allocation: 70% Equity |
Strategic allocation: 80% Equity |
Focus: Income & capital appreciation, with a bias towards income |
Focus: Income & capital appreciation |
Focus: Capital appreciation & income, with a bias towards capital appreciation |
Focus: Capital appreciation & income, with a bias towards capital appreciation |
Focus: Capital appreciation |
Designed to generate investment income, each portfolio pays a targeted monthly distribution. As the level of target investment income increases, so does the level of risk
| Income | Enhanced Income |
|---|---|
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Strategic allocation: 40% Equity I 60% Fixed Income |
Strategic allocation: 50% Equity I 50% Fixed Income |
Focus: Regular income through monthly distributions. |
Focus: Regular income through monthly distributions. |
Through open architecture, access to any asset class, any region, any manager, any investment style.
No company can be the best at everything. That’s why we research fund managers around the world—and we only invest our Granite funds with managers we believe are best-in-class.
Active or passive – which is best? Both! We believe that both styles excel in different asset classes, and they can be great complements to each other—which is why Granite funds invest in both.
Our Target Date Funds are aligned with CAPSA Guidelines for plan sponsor simplicity in governance
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Optimized for plan member retirement readiness
In this video, Chhad Aul, Chief Investment Officer and Head of Multi-Asset Solutions at SLGI Asset Management Inc., discusses Granite Target Date Funds' first quarter performance, and explores how the strategic commodities allocation and defensive positioning has helped navigate geopolitical risks and volatile markets.
Chhad Aul, Chief Investment Officer and Head of Multi-Asset Solutions at SLGI Asset Management Inc., delves into the strong performance of Canadian and emerging markets, and discusses how changing rate cut expectations influenced fixed income markets. Watch here.
With double-digit equity returns and shifting economic indicators, learn how Sun Life Granite Target Risk Funds capitalized on broadening market participation and strategic gold positioning. Hear from Chhad Aul, Chief Investment Officer and Head of Multi-Asset Solutions at SLGI Asset Management Inc., as he discusses his outlook on bonds, why active management is vital, and how we're navigating potential risks in our Sun Life Granite Target Risk Funds.
In light of ongoing economic volatility and a recent market recovery, Chhad Aul, Chief Investment Officer and Head of Multi-Asset Solutions at SLGI Asset Management Inc., delves into the strategic positioning of Granite Target Date Funds. He also discusses how portfolio enhancements have optimized performance and improved metrics to look beyond risk and return for retirement outcomes.
Explore the Multi-Asset Solution Team's 10-year outlook, market trends, and the methodology behind our forward-looking insights.
The Sun Life Global Investments Multi-Asset Solutions Team is devoted to fund manager selection, oversight, and building managed solutions to deliver superior risk adjusted returns for Canadian investors.
